Terms of Service

This website is operated by CPL International Group Pty Ltd (ABN: 19 600 041 290, “we”, “our”, or “CPL”). By accessing or using this website, you agree to the following terms.

1. Website Content

Information on this website (including articles, calculators, blog content, and case studies) is provided for general information only and does not constitute professional advice tailored to your personal circumstances. Before making any significant tax, property, or finance decision, please engage our formal consultation service to obtain advice specific to your situation.

2. Professional Credentials

We hold the following Australian licences and professional qualifications:

• Registered Tax Agent — regulated by the Tax Practitioners Board (TPB)
• CPA Australia — Public Practice Certificate
• FBAA Member — certified finance broker
• Licensed Real Estate Agent (NSW) — LREA

3. Scope of Services

The specific scope of our services, fees, payment terms, and rights and obligations of both parties are governed by the formal Engagement Letter or Service Agreement signed between us. Content on this website does not form part of any service contract.

4. Limitation of Liability

To the maximum extent permitted by law:

• We make no express or implied warranty as to the accuracy, completeness, or timeliness of information on this website
• We accept no liability for any loss arising from decisions made based on this website's content (as distinct from advice provided under a formal engagement)
• We accept no liability for technical faults, interruptions, or content of third-party links

5. Intellectual Property

All content on this website (including text, images, logos, source code, and design) is copyright of CPL International Group Pty Ltd. Reproduction, redistribution, adaptation, or commercial use in any form is prohibited without prior written authorisation.

6. Property Information Disclaimer

Property information displayed on this website (including prices, sizes, and rental yields) is provided with our best efforts to verify, but market conditions change continuously. We do not guarantee real-time accuracy of the information; final transaction details are governed by the contract signed between the parties. Some images may be virtual staging or conceptual renderings.

7. Finance and Loan Information

Interest rates, loan product comparisons, and government incentive information (such as the First Home Guarantee, FHOG) on this website are updated periodically as policy changes. Final lending terms, rates, and borrowing capacity are governed by the lender's formal approval letter.

8. Third-Party Links

This website may contain links to third-party websites (such as ATO, NSW Revenue, Domain.com.au). We accept no responsibility for the content, privacy policies, or services of third-party websites.

9. Governing Law

These terms are governed by the laws of the State of New South Wales, Australia. Any dispute arising from this website or our services shall be submitted to the exclusive jurisdiction of the courts of New South Wales.

10. Changes to These Terms

We reserve the right to amend these terms at any time. The current version is always published on this page. Your continued use of the website constitutes acceptance of any amended terms.

11. Contact Us

If you have any questions about these Terms of Service, please contact us:

• Email: info@cplinternationalgroup.com.au
• Phone: (02) 9663 0553
• Address: U 101/281 Elizabeth Street, Sydney NSW 2000