Insights & News
Practical guidance and market analysis from CPL International Group's advisors.
Tax & AccountingFeatured
The 2025-26 financial year ends on 30 June 2026. A handful of deliberate moves before the deadline — super top-ups, the $20,000 instant asset write-off, prepaying deductions — can still cut this year's tax bill. Here's the action list, plus the tax cut, the new $1,000 instant deduction and the $3M super tax all arriving on 1 July.
Tax & AccountingDivision 296 is now law and begins on 1 July 2026. It adds an extra tax on superannuation earnings for anyone with a total super balance above $3 million — with a second tier above $10 million. Here's exactly how it works, the realised-earnings model, the indexed thresholds, and what SMSF members should be doing before the first 30 June 2027 assessment.
FinanceAt its June 2026 meeting the RBA left the cash rate at 4.35%, after three hikes earlier in the year as inflation re-accelerated. Governor Bullock warned the inflation fight isn't over. Here's what a higher-for-longer rate environment means for your mortgage, your borrowing power, and the moves worth making now.
PropertySydney is full of property investment advisors, buyer's agents, and 'investment firms' — but the differences between them are bigger than most investors realise. This guide explains what each type of advisor actually does, how they get paid, the red flags to avoid, and how the 2026 negative gearing and CGT reforms change what you should look for.
Tax & AccountingPicking a tax accountant in Sydney CBD is harder than it should be — over 300 firms compete in the CBD alone, and fees range from $99 budget chains to $5,000+ tier-one firms. This guide cuts through the noise: what to look for, what questions to ask, what services should cost, and how to find a Mandarin-speaking accountant if you need one.
Tax & AccountingThe 2026-27 Federal Budget proposes replacing the 50% CGT discount with cost-base indexation and a 30% minimum tax from 1 July 2027 — alongside major changes to negative gearing. Here's a clear breakdown of what's changing, who's affected, and why your current tax structure may need a serious review.
News & UpdatesA note from the CPL Group team on what's new: online consultation bookings, expanded content resources, and our bilingual service enhancements for Sydney's Chinese-Australian community.
FinanceWith the RBA's rate cycle entering a new phase, Australians are again asking whether to fix their mortgage rate. The right answer depends entirely on your situation — here's the framework we use with clients.
PropertyInfrastructure spending, demographic shifts, and yield compression in premium suburbs are pushing smart investors toward five overlooked pockets of Greater Sydney. Our property team breaks down the data.
Tax & AccountingWith June 30 approaching, most Sydney investors leave thousands on the table by missing these eight ATO-allowed deductions — from Division 43 capital works to PAYG variations and the initial repairs trap.
PropertyWhere Sydney capital growth is most likely to outperform in 2026 — based on infrastructure, demographic shifts, and rental yields. APIG's pick of the year.
News & UpdatesA look back at the milestones, the team additions, and what's ahead. Plus the launch of our new digital platform — built to serve our clients better.
